Finn Larsen
Finn Larsen
AMP / PA

Accredited
Mortgage
Professional

 

 

 

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Welcome to....

Finn Larsen Mortgage Services. We are a full service mortgage brokerage. We can assist you in securing a mortgage with a variety of Chartered banks, Trust companies, Life Insurance Companies, Credit Unions, Private Investment Companies & Private Lenders.Which means we can help you get the best deal possible for your individual circumstances and needs.

Who Do We find Mortgages and Funds for?

We find mortgages and funds for YOU. Tell us what you need. We can help!

Personal
Commercial
 Business / Investments
  • Residential Homes
  • Condos
  • Acreages
  • Mobile Homes
  • Rowhouses
  • Equity Take-out Mortgages
  • Reverse Mortgages
  • Debt Consolidation
  • Commercial Buildings
  • Apartments
  • Multi-Units
  • Semi-detatched homes
  • Construction
  • Developments
  • Receivable financing
  • Factoring
  • Equipment Leases
  • Fuel Cards
  • Farms
  • Ranches
  • Acreages
  • Business Ventures
  • Hotels
  • Motels
  • Nursing Homes
  • Retirement Homes


INTEGRAL COMPONENTS OF MORTGAGES

FACTORS AFFECTING YOUR MORTGAGE RATES:
(The below is required by all persons on the mortgage commitment)
  • Credit Bureau Information
  • Job Stability
  • Down Payment
  • Credit
  • Type of Mortgage
  • Value of Home
  • Age of Home
  • Debt Servicing
  • Credit Beacon Score / Fico Score
  • Income from ALL Sources
  • Equity
  • Value of Mortgage
  • Location of Home
  • Condition of Home
  • Total Debt Servicing
  • New Citizen /Immigrant

 

THE MORTGAGE BROKER PROCESS

Securing a mortgage through an Independent Broker is not only easy,
it is a wise choice!

We work for you to obtain the best terms and conditions
that meet your individual needs.

We first start with obtaining information from you via the application form, then when you submit the form to us you then hereby give us authorization to obtain a credit bureau, upon obtaing your credit bureau we then take ONE credit bureau and shop you and your mortgage requirements to our many various lenders via our computer network, emails and faxes, and then do follow up on your application as required, we usually receive responses back within hours, depending upon the variable factors of your requirements and needs.

Then we will provide you with a written offering of a mortgage with certain conditions that will have to be met by the property and / or you.

Usually the rates will be guaranteed between 30 to 120 days after your commitment to us and the lender, but only up to 10 days without a commitment on your part.

We will also provide you with a written mortgage pre-approval that you can take with you when you go real estate shopping that you can use in your favour to negotiate the offer of purchase and sale. Most real estate agents prefer you to be pre-qualified, this helps them provide you with better service.

 

DID YOU KNOW......

  

CREDIT IN QUESTION......
That you almost NEVER have to pay a Mortgage Broker for his services? Most of the time, the fees are paid by the lender! Poor Credit, R9’s, Just Discharged Bankruptcy, Previous Bankruptcy, Divorced, Self Employed:
I MAY BE ABLE TO HELP YOU!!!